Retroactive tax adjustments can surprise even the most careful homeowners. This 2025 guide explains how and why municipalities in Canada may reassess your property for prior years—resulting in backdated bills. Whether due to missed building permits, zoning changes, or clerical errors, retroactive adjustments are often legal and enforceable. We walk you through how to identify risk factors, check your records, and file timely appeals. The guide also offers insight into installment options and interest waivers if you’re hit with a large retroactive tax bill. Stay informed to avoid unexpected costs—and be ready if one arrives—in the evolving tax landscape of 2025.